Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Lol. My Mom buys so many clothes it's ridiculous. Her closets are packed. I told her she could keep out of season things in my guest closet, but now that's packed too. She's constantly buying things that don't fit so I have to send them back.. She's spends hundreds of dollars in return postage.
I someone sends her a coupon she has to spend it.
She buys more ridiculous time savers. That don't save time because I have to send them back.
You can put controls on that QVC channel! My Dad had to do that with my mother. Not sure how you do it but contact your Pay T.V. company and I am sure they will be glad to help you out! (I think he had a password for it)! Good Luck!
Very interesting. My Mom's addicted to purchasing things she doesn't need "just in case". She even has expired stuff in her pantry, that she'll never use. ( cans of beans, palm hearts, etc.) Wonder if it's part of a regression type thing with demetia?
My husband went through this too -I do think it's one of the early stages of dementia. He bought all kinds of tacky things (THREE Snuggies!) and became obsessed with Publisher's Clearinghouse contests. Eventually I took over all the bill -paying (watch out that she's becoming late with those) and took the credit cards and checkbook and wallet. He still complains once in a while, but not often.
My widowed father went overboard signing up for expensive online dating sites approx. five years after my mother's passing. I knew it had much to do with loneliness and mild depression, but one look at his credit card bill and I simply took the card away from him. My brother and I both explained to him (brought him back to reality) that he barely has enough income on which to live, let alone sign up for every dating site on the web! He realized we were right, and all agreed that I was to become his POA, to handle all his bills and any incidental purchases he may have wanted. My brother and I DID give dad a gift card for $50, that he could use for any online purchases, but we feared that could become a 'monster' and that he would ask for more. He only used it once (for half of the amount - there is still an available balance), and has stopped frivolous online spending. That was months ago and all is still well. Shopping in stores is not so much an issue, as he is unable to drive so is with me for groceries, etc. Hope this helps someone. It is difficult, but sometimes inevitable, that we children become the parent - the circle of life.
I don't think just in case items are a symptom of AD. I have 2 of pratically everything. I buy the item very on sale or at a yard sale. I have the 2 one just in case the 1st one breaks. Then, I don't have to immediately run to a store to pay full price to replace the item. I have 2 fans, heaters, coffee makers etc I don't hoard just have back ups.
For too many years my Dad fell for Publishers CH and any sweeptakes contest that came to his mail box, he would send $$ to charities when in fact he was almost a charity case himself! He would allow neiter my Mom or I to "handle" the check book or mail.
After he had no choice about the checkbook and mail, I really saw the waste of money when he'd tell my Mom she was wasting money if she wanted something new, furniture etc. and he would never buy himself new items only hand me downs. But I'm told and from pictures I see, he used to be quite the dresser. I dont know what happened over the years.
Then when I had to clear their Apt out, it was truly sad! Dad had drawers full of catalog merchandise, watches, books, magazines that no one was intrested in, gidgets and gadgets under his bed in suitcases boxes galore! I donated so much and tossed too much!
I wish I had the guts to take the checkbook, cc, mail and car over a few yrs earlier but he refused and Mom knew there was a problem but did't want to question his manhood! In her world Mem took care of the household finances soo life happened and now there is no car or cc, I take care of the mail and checkbook..to pay the NH for their care...not too much finances to worry about now!
Yes, I worried about my husband's pride, too, as he'd always handled all the finances and taxes, has a Master's in Economics. But when I encountered a late fee for one credit card and took a look at his desk, I just broke it to him as gently as I could that I would be happy to do the bills now. I weaned him from one thing at a time, am doing all bills online now so he never even sees them -I never give him any mail any more without looking at it first, and the pleas for donations have stopped altogether. I did let him send in some donations for a while, but I started checking on the charities online first and talked him out of quite a few. The only one he still wants to do is a check to the church once a year, doesn't even ask about others.
I have found that my mother has a need to shop due to her fears from being a depression child. I give her gift cards to the Dollar Tree and take her shopping. It cuts down on some of her impulsive shopping.
Yep--Great Depression Era thinking stimulates many to hoard loads of supplies, just in case. IT does not matter that those are out-dated--they rarely understand the concept of "rotating stock" that is needed when one has extensive pantry stock. Mom hoarded chatchkies [sp?], clothes, towels, pillow cases, furniture, and foods, she was also totally unable to do maintenance on anything. Not cleaning up messes, not proper care of all those piles of junk. It was filthy, unhealthy. I would have gladly turned over her money affairs to one of my siblings, yet, they mostly all said "let her spend it on anything she wants--look how poor she always lived! Let her enjoy!" But they woulnd't let her do that in their houses! And, once it was all gone, they started suckering for her accusations that it had been stolen. People who hoard, fear. Their piles of hoarded stuff provide a perverse "security blanket" for them. Lordie help anyone who tried to take any of that away! IF anyone were to take care of their elder sensibly, Money affairs would get turned over to someone with the elder's best interests at heart and mind, and taken from the elder --MAYbe giving them a small allowance, before they become destitute or lack proper care they need. If there are multiple children, those need to agree and work together. If they cannot, it will fail to help the elder and the family members cope, and the whole experience becomes tragic, instead of the beautiful life-transition-event it could be. IT is so hard to tell when the moment is, to do many things for elders, since the changes are too often not clear-cut. But it is never too early to set up POA's and other documentation, to have that in place. Buying needless things? Time to put foot down. They will not like it. They need reassurance--though sometimes no amount of that is enough..let them know you understand their fears of lack; it can be a struggle to give them enough reassurance. Fear makes people do crazy things.
Bottom line. Dementia alters your ability to make clear, logical decisions. It can take one to the reality of life 40-60 years ago and one might be acting upon this reality. Perhaps a person is trying self help, doesn't know how and does what looks totally off track. I agree with Chimonger that many of the dementia affected individual act out of fear and need reassurance, our kindness and respect when we make difficult decisions on their behalf.
Hi all, Mom, too collects. She has done this for a long time. As a person who appreciates organization, it makes me crazy. I remind myself that I am not going to change her at this point. I try to ignore the piles when I visit. I would say that in Mom's case it isn't so much "fear" as attachment. She sees the value in every single piece of trash. It's really creative in that she sees possibilities for everything. I would also say that it's more about control than fear ('you can't make me throw that away'.) My solution... try to intercede before the junk, especially junk mail, comes into the house. She can't miss what she doesn't know exists.
I recently wrote Publisher's Clearing house and they were quickly responsive. AMAZINGLY they stopped sending! Here is the e-mail address that I wrote explaining the situation: PCH Opt Out:
All of the unwanted solicitation borderlines on elder abuse to me. The charitable groups prey on Mom's weakness at seeing an injured or sick child, puppy, horse, wolf, tiger, polar bear and any other furry creature. She gets them every single day. I have also done another junk mail opt out, but I do not have the website handy. It's supposed to stop junk mail and Power of Attorney's can fill it out. Dad just passed a few months ago so I completed for him as well. They are both still getting a lot of unwanted items.
This site is such a comfort in knowing others are going through similar challenges.
And the salespeople in stores prey upon people like my MIL. She went to Best Buy looking for a new tv and ended up spending $1700 on a tv, top-of-the-line cables, a blu-ray player, and a sound bar. When I went down there to visit, the sound bar wasn't even there! Did the installer take it? Where is it? The tv is 42" and she doesn't even know what a blu-ray player is! She still thinks it might play her 3 quarter inch tapes!!! This is when my husband and his sister finally realized that this is a problem. (she blew her entire retirement fund on stuff in the past and ended up having to be dug out of her house!) They changed her mailing address so they could monitor what's going on. BUT, they don't have the courage to take away her debit card. Now, because she doesn't get out to shop much and isn't driving anymore, all she does is go to the ATM and take out hundreds of dollars just to keep in her pocketbook! She is practically destitute after all the things she has done. She also went to the dentist and instead of choosing the practical and affordable choice of dentures, she chose to get implants which cost her $20,000 out-of-pocket!!!! She will be paying for that for years to come! The children HAVE to take control of the finances and prevent the parent from destroying their bank accounts! I know it's scary to confront them with this, but it will protect them. When my FIL (her ex) passes away, and the money for her care dries up, things are going to get really ugly when she has to move in with one of us.
If you think businesses prey on elders and the disabled while they are alive, wait until you get pursued after they die! A man we took care of in our home: bill collectors pursued US for HIS bills that he couldn't pay--ever- --he had been destitute, and ALL the providers knew it. Yet they still tried to send things thru collections and force us [we were not his family] to pay them- --hounded us, UNTIL I told them "the man died destitute, so was his wife, and we are not his relatives; if you continue to harass, harm or pursue us in any way, you are subject to legal action from the State." Those stopped, but then the rounds of beggars started--even the Boy Scouts. Every organization you can think of, sent sob story solicitations for donations--even the hospital he'd been in, who had also tried to send his old bills thru collections! It took many months to get all that stuff stopped--thank Heavens for the internet, as that allowed much faster and easier contact to get them stopped....though it took several emails back and forth to the Boy Scouts, before a real person responded and took care of it--twice!
Appreciated.... Better start setting limits on those dysfunctional behaviors before she has to move in with you! But if she is low-income enough, she might be able to go right into a long-term care place, instead of your home--it somehow is easier for a facility to limit hoarding and other difficult behaviors, than if they move in with family. When a hoarder is limited from doing that, they WILL get angry...and often take that anger out on whoever [particularly family] is placing limits on their hoarding. BTW-- be very wary of donating to organizations that have a sob-sister come-on. ..so many "charitable" organizations spend so little on the actual work they say they do --it mostly gets pocketed under the umbrella of "administrative costs". Some have been indicted for fraud, yet they go right back and do it some more. [[villages in other countries who's local industry is perpetrating stories of starving kids, for instance, or the save the animals stories using the same tactics as the save the child ones...just beware! If people actually travel to where the "child" lives, they find not their supported child, but a village full of people grinding out similar stories, perpetrated by the "charity"]]
my mom is the opposite, she fears there isnt enough money , when she has plenty. I've been purchasing food,clothes alot lately which I dont mind, but explaining,showing &,telling her about assets doesnt sink in i repeat it almost daily. any suggestions? she is gathering multiple items like straws,cups, paper ,samples etc all of which she has had but now piling on counters. It is unhealthy,collects dust and embarrasing but i do my best to clean &suggest options w/o insulting her. She doesnt want to wash up either I believe she is depressed. My father died last year. her dementia took off quickly.......progressing rapidly
Nursecarebear--life changing stressors can cause dementias and Alzheimer's Disease to take sudden progressions. Sometimes I wonder, and sometimes pretty sure, collecting senseless things is one way of trying to keep track of thoughts and daily things--though, sometimes it is simply that they cannot keep track of things, so they let them pile up. One Gma used to collect the polished beach pebbles of a palm-size or so, and use a pencil to write a word or phrase on each one. They were all over windowsills, tables, mantle, in dishes, on edges of stairs, counters--anywhere she might see them and be helped to remember a thought. When an elder has progressed to buying things senselessly, it is probably time to take over their finances to prevent them spending away the funds needed for their care. My Mom used up her money buying very expensive things, that were useless to her or just about anyone [a $25K garden whimsey!] And frustrated and blocked any attempt to help her achieve some of her dreams, since those were not what she really wanted, anyway--but it kept all of us jumping. Does your Mom notice when you clear things off counters and they disappear? Possibly, you could try clearing things away, putting them in a box or something, out of sight, out of mind. IF she asks where the stuff is, you can simply say you cleared the clutter, it's right here, Mom. IF she does NOT ask after it for at least one month, then it can probably go away easy enough. Have you talked with anyone with experience caring for elders who's dementia is rapidly progressing? Sometimes that is very helpful and supportive. Perhaps a Hospice nurse, or Social Worker. IT can be very helpful to have someone nearby who can be supportive for you!
My Dad started getting his bank accounts mixed up and started paying some insurance bills on an account that had been closed. He got notification that his health insurance was going to DROP him because of his fraud! Thank heavens my sister found the statement because we didn't know why he was acting so nervously and short tempered. He kept saying, " I don't care what happens to me cause I can survive, but I need to get every thing in place to take care of your mother." He always been dedicated in his role as the finacial supporter for his spouse and family.
Gotta wonder if that kind of behavior is a "guy thing"! [hiding the debt out of embarrassment and fear, then getting fatalistic over it] [a little jest there]. Your family could [if it has not gotten done yet], intervene and get rid of the defunct account checks--help clean out the paperwork to simplify what's laying around the house. It might be time to take over doing their paperwork for them. You [or whoever is designated] need a POA to do that properly.
DO negotiate with his health care [be a strong advocate], explain the situation to the health care company. Write a script to follow, so you only give them the information they need, not the life story.
He is not the first, and has plenty of company, in what happened, even by people with all their wits. There are ways to repair this mistake, even if, when you first start out, it might appear impossible. You might be re-routed to numerous departments and sometimes routed in circles. Be persistent. IF that company remains intractable, it is time to seek help and guidance from your State Insurance Commissioner's office, and perhaps seek a different health coverage company. There are numerous larger companies, like Aetna for instance, who have perpetrated some pretty bad patient entrapment and abandonment, that even Commissioners were not able to remedy. We went through this with Mom, and ultimately could only file complaints with the BBB and State Commissioner [CA], and let people know what was perpetrated. If no one talks about it, the companies keep getting away with it.
Elders who cannot understand the games clearly enough, and have a hard time taking care of their own affairs, cannot deliberately defraud anyone. A company accusing such an elder of that is being a bully, in all it's ramifications. You need to advocate deeply for Dad---make sure that the company wipes that accusation clear off his records, permanently! Also, BEFORE you ask them to do that, make sure letters have been entered into his files that make it clear to any reader, that your Dad "got confused and used the wrong checkbooks, because he was unable to properly handle his affairs", and that he has some help now. THAT way, if he needs to seek another insurer, that letter can be found to mitigate what happened, in case someone digs up that accusation sometime in the future. On one hand, Insurance companies want to cover their collective butts--hence all the stiff laws for privacy acts etc. AND, they want to get rid of patients that cost them too much, or that hint at fraud in any way--those affect their bottom line....they cut that kind of "deadwood" out as fast as they can. BY APPEALING to their sense [whats left of it] of ethics, for being patient advocates, and preventing "patient abandonment when the patients are most vulnerable", it is possible to still get them to do the right thing for the patient.
@Chimonger, I agree with the fear concept,however in my experience as a nurse, and a caretaker of my mom,I have noticed their loved ones often give up & health deteriorates when someone intervenes like taking over certain chores,or places them in home etc ,i know there is a place and timefor certain changes but i feel w/ my mom evensome of the smallest steps i take to help she regresses.I back off try different approach, Outside help is a no no.Cant help but wonder if i am hurting her more or helping by organizing/cleaning/etc and setting her up for the anxiety/panic attacks.she suffers It is a tough call everyone situation different. i know but for now she is safe,and cared for by me but i may have to consult a therapist for both of us on how to gently continue this care as her dementia progresses..I know taking something away from her like paying bills is going to be extremely hard but for now i watch closely but let her do it her way and correct if needed. Last thing i want is to step on moms toes,i will not until absolutely last resort....sorry if i babbled nonsense.!
@chimonger. yes she notices when i clean up and became very upset when sister boxed up knick-knacks, i would have gone piece by piece w/mom first which i do everyday a little at a time. I cannot through someone elses stuff out w/o consent unless of course the obvious
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I someone sends her a coupon she has to spend it.
She buys more ridiculous time savers. That don't save time because I have to send them back.
I'd like to ban QVC from her tv.
After he had no choice about the checkbook and mail, I really saw the waste of money when he'd tell my Mom she was wasting money if she wanted something new, furniture etc. and he would never buy himself new items only hand me downs. But I'm told and from pictures I see, he used to be quite the dresser. I dont know what happened over the years.
Then when I had to clear their Apt out, it was truly sad! Dad had drawers full of catalog merchandise, watches, books, magazines that no one was intrested in, gidgets and gadgets under his bed in suitcases boxes galore! I donated so much and tossed too much!
I wish I had the guts to take the checkbook, cc, mail and car over a few yrs earlier but he refused and Mom knew there was a problem but did't want to question his manhood! In her world Mem took care of the household finances soo life happened and now there is no car or cc, I take care of the mail and checkbook..to pay the NH for their care...not too much finances to worry about now!
Mom hoarded chatchkies [sp?], clothes, towels, pillow cases, furniture, and foods, she was also totally unable to do maintenance on anything. Not cleaning up messes, not proper care of all those piles of junk.
It was filthy, unhealthy.
I would have gladly turned over her money affairs to one of my siblings, yet, they mostly all said "let her spend it on anything she wants--look how poor she always lived! Let her enjoy!" But they woulnd't let her do that in their houses!
And, once it was all gone, they started suckering for her accusations that it had been stolen.
People who hoard, fear.
Their piles of hoarded stuff provide a perverse "security blanket" for them.
Lordie help anyone who tried to take any of that away!
IF anyone were to take care of their elder sensibly,
Money affairs would get turned over to someone with the elder's best interests at heart and mind, and taken from the elder
--MAYbe giving them a small allowance,
before they become destitute or lack proper care they need.
If there are multiple children, those need to agree and work together.
If they cannot, it will fail to help the elder and the family members cope,
and the whole experience becomes tragic,
instead of the beautiful life-transition-event it could be.
IT is so hard to tell when the moment is, to do many things for elders, since the changes are too often not clear-cut.
But it is never too early to set up POA's and other documentation, to have that in place.
Buying needless things? Time to put foot down. They will not like it.
They need reassurance--though sometimes no amount of that is enough..let them know you understand their fears of lack; it can be a struggle to give them enough reassurance.
Fear makes people do crazy things.
Mom, too collects. She has done this for a long time. As a person who appreciates organization, it makes me crazy. I remind myself that I am not going to change her at this point. I try to ignore the piles when I visit. I would say that in Mom's case it isn't so much "fear" as attachment. She sees the value in every single piece of trash. It's really creative in that she sees possibilities for everything. I would also say that it's more about control than fear ('you can't make me throw that away'.) My solution... try to intercede before the junk, especially junk mail, comes into the house. She can't miss what she doesn't know exists.
I recently wrote Publisher's Clearing house and they were quickly responsive. AMAZINGLY they stopped sending! Here is the e-mail address that I wrote explaining the situation: PCH Opt Out:
All of the unwanted solicitation borderlines on elder abuse to me. The charitable groups prey on Mom's weakness at seeing an injured or sick child, puppy, horse, wolf, tiger, polar bear and any other furry creature. She gets them every single day. I have also done another junk mail opt out, but I do not have the website handy. It's supposed to stop junk mail and Power of Attorney's can fill it out. Dad just passed a few months ago so I completed for him as well. They are both still getting a lot of unwanted items.
This site is such a comfort in knowing others are going through similar challenges.
A man we took care of in our home: bill collectors pursued US for HIS bills that he couldn't pay--ever-
--he had been destitute, and ALL the providers knew it.
Yet they still tried to send things thru collections and force us
[we were not his family] to pay them-
--hounded us, UNTIL I told them
"the man died destitute, so was his wife, and we are not his relatives; if you continue to harass, harm or pursue us in any way, you are subject to legal action from the State."
Those stopped, but then the rounds of beggars started--even the Boy Scouts.
Every organization you can think of, sent sob story solicitations for donations--even the hospital he'd been in, who had also tried to send his old bills thru collections!
It took many months to get all that stuff stopped--thank Heavens for the internet, as that allowed much faster and easier contact to get them stopped....though it took several emails back and forth to the Boy Scouts, before a real person responded and took care of it--twice!
Better start setting limits on those dysfunctional behaviors before she has to move in with you!
But if she is low-income enough, she might be able to go right into a long-term care place, instead of your home--it somehow is easier for a facility to limit hoarding and other difficult behaviors, than if they move in with family.
When a hoarder is limited from doing that, they WILL get angry...and often take that anger out on whoever [particularly family] is placing limits on their hoarding.
BTW--
be very wary of donating to organizations that have a sob-sister come-on.
..so many "charitable" organizations spend so little on the actual work they say they do
--it mostly gets pocketed under the umbrella of "administrative costs".
Some have been indicted for fraud, yet they go right back and do it some more. [[villages in other countries who's local industry is perpetrating stories of starving kids, for instance, or the save the animals stories using the same tactics as the save the child ones...just beware! If people actually travel to where the "child" lives, they find not their supported child, but a village full of people grinding out similar stories, perpetrated by the "charity"]]
Sometimes I wonder, and sometimes pretty sure, collecting senseless things is one way of trying to keep track of thoughts and daily things--though, sometimes it is simply that they cannot keep track of things, so they let them pile up.
One Gma used to collect the polished beach pebbles of a palm-size or so, and use a pencil to write a word or phrase on each one. They were all over windowsills, tables, mantle, in dishes, on edges of stairs, counters--anywhere she might see them and be helped to remember a thought.
When an elder has progressed to buying things senselessly, it is probably time to take over their finances to prevent them spending away the funds needed for their care.
My Mom used up her money buying very expensive things, that were useless to her or just about anyone [a $25K garden whimsey!] And frustrated and blocked any attempt to help her achieve some of her dreams, since those were not what she really wanted, anyway--but it kept all of us jumping.
Does your Mom notice when you clear things off counters and they disappear?
Possibly, you could try clearing things away, putting them in a box or something, out of sight, out of mind. IF she asks where the stuff is, you can simply say you cleared the clutter, it's right here, Mom.
IF she does NOT ask after it for at least one month, then it can probably go away easy enough.
Have you talked with anyone with experience caring for elders who's dementia is rapidly progressing? Sometimes that is very helpful and supportive. Perhaps a Hospice nurse, or Social Worker.
IT can be very helpful to have someone nearby who can be supportive for you!
Your family could [if it has not gotten done yet], intervene and get rid of the defunct account checks--help clean out the paperwork to simplify what's laying around the house.
It might be time to take over doing their paperwork for them.
You [or whoever is designated] need a POA to do that properly.
DO negotiate with his health care [be a strong advocate], explain the situation to the health care company. Write a script to follow, so you only give them the information they need, not the life story.
He is not the first, and has plenty of company, in what happened, even by people with all their wits.
There are ways to repair this mistake, even if, when you first start out, it might appear impossible. You might be re-routed to numerous departments and sometimes routed in circles.
Be persistent.
IF that company remains intractable, it is time to seek help and guidance from your State Insurance Commissioner's office, and perhaps seek a different health coverage company.
There are numerous larger companies, like Aetna for instance, who have perpetrated some pretty bad patient entrapment and abandonment, that even Commissioners were not able to remedy.
We went through this with Mom, and ultimately could only file complaints with the BBB and State Commissioner [CA], and let people know what was perpetrated.
If no one talks about it, the companies keep getting away with it.
Elders who cannot understand the games clearly enough, and have a hard time taking care of their own affairs, cannot deliberately defraud anyone.
A company accusing such an elder of that is being a bully, in all it's ramifications.
You need to advocate deeply for Dad---make sure that the company wipes that accusation clear off his records, permanently!
Also, BEFORE you ask them to do that, make sure letters have been entered into his files that make it clear to any reader, that your Dad "got confused and used the wrong checkbooks, because he was unable to properly handle his affairs", and that he has some help now.
THAT way, if he needs to seek another insurer, that letter can be found to mitigate what happened, in case someone digs up that accusation sometime in the future.
On one hand, Insurance companies want to cover their collective butts--hence all the stiff laws for privacy acts etc.
AND, they want to get rid of patients that cost them too much, or that hint at fraud in any way--those affect their bottom line....they cut that kind of "deadwood" out as fast as they can.
BY APPEALING to their sense [whats left of it] of ethics, for being patient advocates, and preventing "patient abandonment when the patients are most vulnerable", it is possible to still get them to do the right thing for the patient.