We live in a state with exceptionally high nursing home costs. How difficult is it to place my husband in a nearby less expensive state and be able to apply for Medicaid? He is currently at home but will need placement within a year. Because until Medicaid gets approved we will be private pay. Therefore a few thousand dollars a month is significant. Especially if he doesn’t get approved for Medicaid. How to do this?
I live a bridge away from the closest state so placing someone in that State would not be too bad. I am maybe half hour from the cluster of ALs and LTCs in that state. Are you willing to relocate to another State?
If he is a Veteran contact your local Veterans Assistance Commission. They can help determine eligibility. And with recent changes you can be getting paid to care for him.
We placed mom, a lifelong NY resident in AL, then MC then NH in the bordering state of Connecticut. We did this in part so as to have her closer to one of us, but also bevause of some good initial advice from a "senior placement advisor" who pointed out that costs were less in CT and the regs were different. At the time (2013) if you were a 2 person assist, you could ONLY be cared for in a NH, whereas in CT, ALs and MCs were allowed to do this.
Mom quickly progressed to needing a NH and we found one that would accept her as a Medicaid pt after 2 years of private pay.
In the end, we didn't need Medicaid, but was good to knowcthat it was an option.