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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I asked this question to our financial advisor for momma when we sold her house before she went into assisted living. I was thinking about reinvesting and the financial advisor didn't seem to want to do that so I talked to my attorney and he advised purchasing a cd. Momma received $170,000.00 on her house after we paid off the remaining mortgage. I purchased a cd for $120,000.00 which earns almost $1,000.00 every three months and put $50,000.00 in her savings just in case I get sued from siblings and I need to hire an attorney to represent me. Thats another story.
You are POA. If you don't know how to do this it is definitely time to see an elder law attorney and learn how to be POA because the keeping of good records and the management of money for taxes and etc is crucial. Your Mom's money pays for this expert help so do this at once.
Basically this is MOM'S money and it is crucial is goes into accounts or investments in MOM'S name with YOU as POA for check writing and so on. Crucial that you sign mom's name to all outgoing funds with your own name following it and addition of the words "as POA".
Do seek advice from a fiduciary or an attorney about how to operate legally as a POA. It is crucial you understand how to do your duty as it is a legal fiduciary duty held to the highest standards under the law. It is crucial to your mom's safety financially.
I'm not in the US so things may be different there but I was very pleased with the insurance based annuity I got for my mom, it paid a fixed amount every month and within days after her death the balance went directly to her heirs without having to go through probate. But please consult a certified financial planner or elder law attorney to go over all your options, especially keeping in mind the possible need for Medicaid in the future.
As POA for my mom, I sold her home and the equity she had from the sale went into a Trust. I made an appointment with an Elder Lawyer to have the Trust established and explained to me so that I know what rules to follow when pulling from the Trust to pay her bills. At that point she was in Assisted Living. She then advanced to memory care which is a lot more expensive. Once she burned through that money with her care, I once again visited the Elder Lawyer and he said she made too much to qualify for Medicaid, so we established a Miller Trust. I won't bore you with the details of that, but it is a pain in the butt to manage. I am constantly moving money around and paying for things out of her checking account at one bank and her Miller Trust at another, all while trying to follow the Medicaid rules so she doesn't get disqualified.
The bottom line is that your LO's situation medically and financially is always changing, and it is wise to look ahead a couple of steps to have a plan in place.
www.Bogleheads.org is a great place to ask this question.
SPIA annuities are the only way to go if you want to do an annuity. Make sure you actually understand the terms and how much of that money pays the insurance salesman's commission.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Basically this is MOM'S money and it is crucial is goes into accounts or investments in MOM'S name with YOU as POA for check writing and so on. Crucial that you sign mom's name to all outgoing funds with your own name following it and addition of the words "as POA".
Do seek advice from a fiduciary or an attorney about how to operate legally as a POA. It is crucial you understand how to do your duty as it is a legal fiduciary duty held to the highest standards under the law. It is crucial to your mom's safety financially.
The bottom line is that your LO's situation medically and financially is always changing, and it is wise to look ahead a couple of steps to have a plan in place.
www.Bogleheads.org is a great place to ask this question.
SPIA annuities are the only way to go if you want to do an annuity. Make sure you actually understand the terms and how much of that money pays the insurance salesman's commission.