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I just read a physician's note that my father's MCI score over a year ago was 21. Probably due to Parkinson's - now unable to walk or do most ADLs. He considers his "job" to be reading news online and calling his financial advisor. Since then he's made some awful financial decisions and then forgets he did them or says "I don't know what happened". (Incidents like trying to cash out a six-figure retirement to pay for minor driveway resurfacing.) How low does that score have to get before a springing POA for healthcare can be sprung? In the past he's said his attorney would be the one to contact if he were ever incapacitated. Do you just call and say, "Hi, my father seems incapacitated, can I take a look at what needs to be done to take over?"

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Yes, that is exactly what you do.

Have the information available regarding the really unreasonable actions.
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It is a good idea to document his poor decisions so you have something to show his lawyer and his doctor when you need their support. I would do this then contact his doctor for a note of incompetence and then take it to his lawyer to arrange to take over his finances. Sounds like you need to act on this now.
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I'd contact your own attorney for advice on the situation. His lawyer may be under your father's orders to do nothing, because, he's fine. (In his mind.)
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I did nothing. You could tell Mom was not with it. No one ever questioned my POA and Mom had to be incompetent for it to come into effect.

I think you need to have Dad reevaluated. Then have the neurologist give you a copy of his report saying he is now incompetent. His financial advisor has to be made aware that Dad cannot make informed decisions.
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agedbook May 2019
Fortunately his advisor is on board now. He is in a similar predicament with his own parents so he understands and loops me in on things. It's tricky because he has to do everything my father requests, but waiting and then calling back later to verify has cut down on problems.
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